Privacy Policy

1. Who we are

This policy covers Catchfold, a free bill-checking tool available at catchfold.com (the "Service"). "We" and "us" refer to the person who operates the Service.

2. Information that stays on your device

When you add a file, it is read by code running in your browser. The following is stored in your browser's storage on your device, in your browser profile, and is not sent to us:

Supported files include CSV, Excel (.xlsx) and bank downloads (.qfx, .ofx, .qbo). Their contents are never part of any request to us.

3. Information we receive

4. AI model download

To match names (for example a bank line "SQ *ACME SUPPLY" to the supplier Acme Supply), your browser may download a small public AI model (all-MiniLM-L6-v2, about 23 MB) from Hugging Face (huggingface.co) the first time it is needed, and keep it in its cache. The model then runs on your device. Only the model files are downloaded; none of your information is sent to Hugging Face. If the download fails, matching uses name words only.

5. Cookies and tracking

Catchfold does not set cookies and does not use advertising or cross-site tracking.

6. Service providers

Each provider handles information under its own privacy policy. We do not sell or share your information for advertising.

7. Deleting your information

Because your files are never on our servers, we cannot recover them for you once deleted.

8. Children

The Service is meant for businesses and adults managing their own finances. It is not directed at children under 13, and we do not knowingly collect information from them.

9. Changes to this policy

If this policy changes, we will update it here and change the effective date above.

10. Contact

Questions or requests about privacy can be sent through the feedback form.